Andrew Chou
Andrew Chou

Andrew Chou Regional President

Joined Northern Trust



  • Vassar College with an A.B. in Economics and East Asian studies where he was a Ford Scholar and graduated with distinction


Andy Chou is the Region President for Northern Trust, NA in Santa Barbara.


Andy began his career in 1988 with the former Chemical Banking Corporation and Chemical Securities, Inc. in New York where he graduated from the Corporate Finance and Investment Banking Management Training Program. He then accepted permanent assignments within the Mergers & Acquisitions and Structured Finance Groups where he focused on leveraged buyouts and special situation financing including turnarounds, restructurings, and recapitalizations. His most notable transactions include the buyouts of RJR Nabisco, Kroger Supermarkets, and Ethan Allen, Inc.

In 1993, he took an assignment to co-originate the Corporate Finance Group at Fuji Bank in New York. Subsequent to originating a $1.2 billion leveraged finance portfolio at Fuji Bank, Andy accepted a position with Heller Financial, a subsidiary of Fuji Bank, to specialize in middle market leveraged buyouts and to develop and strengthen relationships with private equity sponsor groups.

In 1998, Andy left the corporate finance arena to launch an internet start-up engaged in business-to-business e-commerce. After developing and raising capital for the business, Andy effected a strategic merger for this venture and returned to corporate finance, initially accepting a position with the FleetBoston Financial Group in Los Angeles prior to ultimately joining Northern Trust in Santa Barbara in 2000

Community Involvement

Andy is also a member of American Mensa. Mr. Chou is active in the local community. He serves on the Board of the Lobero Theatre Foundation, United Cerebral Palsy/Work Inc. and the Anti-Defamation League. In addition, he serves as a Finance Committee Member for the Direct Relief International, Laguna Cottages for Seniors and is a member of the Santa Barbara Investment Forum.