Monica Fernandes
Monica Fernandes

Monica Fernandes Banking Relationship Advisor

Joined Northern Trust



  • Monica earned her Bachelor of Business Administration degree in Finance and E-Business from TCU, graduating magna cum laude


Monica is a Banking Relationship Advisor with over 17 years of experience in commercial private equity and real estate banking. She is responsible for leading Northern Trust's Austin-based lending treasury and deposit business. Her team delivers strategic and personalized advice and comprehensive solutions to entrepreneurs private companies investors private equity groups and nonprofit institutions across Central Texas. Leveraging the vast and holistic resources of Northern Trust Monica helps drive successful outcomes not only for businesses and their investors but also the individuals and families behind those companies. She is a trusted advisor and advocate for her clients and the greater business community.


Prior to joining Northern Trust, Monica was a senior commercial relationship manager with Texas Capital Bank and Amegy Bank, where she actively cultivated new business and managed a loan portfolio, structuring commercial, investment and real estate credit solutions for her clients. She previously completed formal credit training.

Community Involvement

Monica is passionate about not only serving clients, but also the Austin community at large. She currently serves as Board Chair of the Austin Parks Foundation and past Treasurer of the Literacy Coalition of Central Texas. She was named a 2020 Volunteer of the Year for the Austin Chamber for her efforts as the 2020 Nomination Chair of the Greater Austin Business Awards. She currently serves on the Chamber's Business Engagement Council.